I resolved to stop accumulating and begin the infinitely more serious and difficult task of wise distribution..

One great cause of failure of young men in business is lack of concentration..

I spent the first half of my life making money and the second half of my life giving it away to do the most good and the least harm..

The first man gets the oyster, the second man gets the shell..

The man who dies leaving behind him millions of available wealth, which was his to administer during his life, will pass away unwept, unhonoured and ….

Concentrate your energy, your thoughts and your capital..

Don't be content with doing only your duty. Do more than your duty. It's the horse that finishes a neck ahead that wins the race..

Take away my people, but leave my factories and soon grass will grow on the factory floors......Take away my factories, but leave my people and soon ….

Do your duty and a little more and the future will take care of itself..

It is not the rich man's son that the young struggler for advancement has to fear in the race for life, nor his nephew, nor his cousin. Let him look ….

There is no class so pitiably wretched as that which possesses money and nothing else..

The average person puts only 25% of his energy and ability into his work. The world takes off its hat to those who put in more than 50% of their capa….

A sunny disposition is worth more than fortune..

The first thing to do about an obstacle is simply to stand up to it and not complain about it or whine under it but forthrightly attack it. Stand up ….

Neither the individual nor the race is improved by almsgiving. The best means of benefiting the community is to place within its reach the ladders up….

The problem of our age is the proper administration of wealth, so that the ties of brotherhood may still bind together the rich and poor in harmoniou….

The men who have succeeded are men who have chosen one line and stuck to it..

Those who would administer wisely must, indeed, be wise, for one of the serious obstacles to the improvement of our race is indiscriminate charity..

Capitalism is about turning luxuries into necessities..

If you want to be happy, set a goal that commands your thoughts, liberates your energy, and inspires your hopes..

I wish to have as my epitaph: 'Here lies a man who was wise enough to bring into his service men who knew more than he.'.