It is easier to disrupt consumer finance. It is much harder to disrupt institutional finance, Wall Street. It is very heavily regulated, and because ….

I didn't have this rebellious streak in me. To me, I'm a product of circumstance..

I am a fairly go-with-the-flow guy. Don't get me wrong, I have convictions..

My personality and nothing from my past would have ever predicted that I would be at the center of a controversy..

Once you realize that there are only certain points which you are willing to negotiate, it makes the negotiation much simpler..