You've got to tell your money what to do or it will leave.

- Dave Ramsey

Pray like it all depends on God, but work like it all depends on you.

- Dave Ramsey

Earning a lot of money is not the key to prosperity. How you handle it is.

- Dave Ramsey

Goals are visions and dreams with work clothes on.

- Dave Ramsey

Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.

- Dave Ramsey

Where you are today is the sum of every choice you've ever made. If you don't like where you are, start making different choices!

- Dave Ramsey

Contentment is both the fruit and the tree.

- Dave Ramsey

The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.

- Dave Ramsey

You must gain control over your money or the lack of it will forever control you.

- Dave Ramsey