You have to pick what you're going to be worried about. Markets are volatile, but retirement is certain.

- Nick Murray

All financial success comes from acting on a plan. A lot of financial failure comes from reacting to the market

- Nick Murray

Surprise is the mother of panic.

- Nick Murray

Once you decide that mediocrity is unthinkable, your only choices are excellence and quitting.

- Nick Murray

If you think the market’s 'too high' wait 'til you see it 20 years from now.

- Nick Murray

Investment performance doesn't determine real-life returns; investor behavior does.

- Nick Murray

Declines are temporary, gains are permanent.

- Nick Murray

Wealth is not determined by investment performance, but by investor behavior.

- Nick Murray

In the long run, not doing what's necessary to do the thing you're afraid will hurt you, hurts infinitely worse than doing it.

- Nick Murray