God does not deal our karma to us as a punishment. Karma is a manifestation of an impersonal law as well as a personal one. The purpose of our bearing our karma is that karma is our teacher. We must learn the lessons of how and why we misused the energy of life. Until that day comes when we recognize the Law of God as a Law of Love, we will probably encounter difficulties. But if we will only hasten that day's coming into our own life, we will recognize that karma is actually grace and beauty and joy. [and love and awareness and hope! -EM]
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