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The men who miss success have two general alibis: 'I'm not a genius' is one; the other, 'There aren't the opportunities today there used to be.' Neither excuse holds. The first is beside the point; the second is altogether wrong.
Charles M. Schwab
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More from Charles M. Schwab

Fundamentally, the basis of all modern progress is the efficiency of labor. And the only sure road to restored prosperity is through the thrift and hard work of our people as a whole.
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To my mind, the best investment a young man starting out in business can possibly make is to give all his time, all his energies, to work - just plain, hard work.
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We hear much of Bolshevism, much of labor unrest; at times, we hear the word 'revolution.' But these are but contagious diseases in the body of civilization, and I believe that the antitoxins of good cheer, mutual confidence, fairness and justice will ultimately cure these ills and make the world healthy and strong again.
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Lead the life that will make you kindly and friendly to everyone about you, and you will be surprised what a happy life you will lead.
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There is nothing a worker resents more than to see some man taking his job. A factory can be closed down, its chimneys smokeless, waiting for the worker to come back to his job, and all will be peaceful. But the moment workers are imported, and the striker sees his own place usurped, there is bound to be trouble.
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A man to carry on a successful business must have imagination. He must see things as in a vision, a dream of the whole thing.
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