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So much for industry, my friends, and attention to one's own business; but to these we must add frugality if we would make our industry more certainly successful. A man may, if he knows not how to save as he gets, keep his nose all his life to the grindstone, and die not worth a grout at last.
Benjamin Franklin
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Interpretation

What this quote means

Success requires not only hard work but also the ability to manage and save your resources wisely.

Benjamin Franklin emphasizes the importance of frugality alongside diligent effort in achieving success. He suggests that even the most industrious person can fail to accumulate wealth if they do not learn to save what they earn, highlighting that saving and managing resources is essential for long-term success.

Themes

SuccessFrugalityIndustryWealthSavings

In practice

Example use cases

During a financial workshop, a speaker might use this quote to illustrate the importance of budgeting.

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To the generous mind the heaviest debt is that of gratitude, when it is not in our power to repay it.
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[E]very Man who comes among us, and takes up a piece of Land, becomes a Citizen, and by our Constitution has a Voice in Elections, and a share in the Government of the Country.
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Our Constitution is in actual operation; everything appears to promise that it will last; but in this world nothing is certain but death and taxes.
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Let honesty and industry be thy constant companions, and spend one penny less than thy clear gains; then shall thy pocket begin to thrive; creditors will not insult, nor want oppress, nor hungerness bite, nor nakedness freeze thee
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I think that a young state, like a young virgin, should modestly stay at home, and wait the application of suitors for an alliance with her; and not run about offering her amity to all the world; and hazarding their refusal. Our virgin is a jolly one; and tho at present not very rich, will in time be a great fortune, and where she has a favorable predisposition, it seems to me well worth cultivating.
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