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Watch the pennies and the dollars will take care of themselves.
Benjamin Franklin
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Interpretation

What this quote means

Focusing on small expenses can lead to larger financial stability.

This quote emphasizes the importance of attention to detail in financial matters. By managing and being mindful of smaller expenditures, one can accumulate savings and ensure that larger financial goals and responsibilities are more easily achieved.

Themes

FinanceSavingsMoneyWealthBudgeting

In practice

Example use cases

During a financial seminar about saving money, I quoted 'Watch the pennies and the dollars will take care of themselves' to illustrate the importance of budgeting.

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To the generous mind the heaviest debt is that of gratitude, when it is not in our power to repay it.
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[E]very Man who comes among us, and takes up a piece of Land, becomes a Citizen, and by our Constitution has a Voice in Elections, and a share in the Government of the Country.
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Our Constitution is in actual operation; everything appears to promise that it will last; but in this world nothing is certain but death and taxes.
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Let honesty and industry be thy constant companions, and spend one penny less than thy clear gains; then shall thy pocket begin to thrive; creditors will not insult, nor want oppress, nor hungerness bite, nor nakedness freeze thee
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I think that a young state, like a young virgin, should modestly stay at home, and wait the application of suitors for an alliance with her; and not run about offering her amity to all the world; and hazarding their refusal. Our virgin is a jolly one; and tho at present not very rich, will in time be a great fortune, and where she has a favorable predisposition, it seems to me well worth cultivating.
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