You'll get much better results by being upfront, answering creditors calls, and responding to their letters. Delaying the inevitable only digs a deeper hole.
Turn down offers for new cards or credit line increases on your current cards. Credit's tight, and chances are, you're not getting many offers anyway… - Jean Chatzky
Turn down offers for new cards or credit line increases on your current cards. Credit's tight, and chances are, you're not getting many offers anyway…
- Jean Chatzky
Unless you have multiple accounts that you need to negotiate and you think the project is just too big to tackle on your own, you're better off just … - Jean Chatzky
Unless you have multiple accounts that you need to negotiate and you think the project is just too big to tackle on your own, you're better off just …
If you're filing bankruptcy, you will likely want to hire an attorney. But for debt settlement, a company is sufficient, or as I said, you can often … - Jean Chatzky
If you're filing bankruptcy, you will likely want to hire an attorney. But for debt settlement, a company is sufficient, or as I said, you can often …
Take the cards out of your wallet. A debit card is accepted just about everywhere that credit cards are, and you'll be spending money you have - alwa… - Jean Chatzky
Take the cards out of your wallet. A debit card is accepted just about everywhere that credit cards are, and you'll be spending money you have - alwa…
By definition, saving - for anything - requires us to not get things now so that we can get bigger ones later. - Jean Chatzky
By definition, saving - for anything - requires us to not get things now so that we can get bigger ones later.
A little personality goes a long way. - Jean Chatzky
A little personality goes a long way.
If you default on an unsecured debt, you won't lose anything (except points on your credit score). - Jean Chatzky
If you default on an unsecured debt, you won't lose anything (except points on your credit score).
One thing I want to make clear: You never want to hide from your debts. It doesn't work. - Jean Chatzky
One thing I want to make clear: You never want to hide from your debts. It doesn't work.
Don't let the fact that you're spending time getting organized result in late fees on your credit card bills. - Jean Chatzky
Don't let the fact that you're spending time getting organized result in late fees on your credit card bills.
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