Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.
Interpretation
Experiencing extreme lows can lead to transformative growth and strength.
Dave Ramsey expresses a profound duality in his experience of hitting rock bottom. He acknowledges that while it was the most challenging moment of his life, it also served as a catalyst for personal growth and change, ultimately shaping him into a stronger and more resilient person.
In practice
During a motivational speech, when discussing overcoming challenges.
Debt is so ingrained into our culture that most Americans can't even envision a car without a payment ... a house without a mortgage ... a student without a loan ... and credit without a card. We've been sold debt with such repetition and with such fervor that most folks can't conceive of what it would be like to have NO payments.
The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
Debt collectors like to play on your emotions because they think you'll give in and do something you can't really afford to do. Most of them don't care about you or your situation as long as they get some money.
Your priorities, passions, goals, and fears are shown clearly in the flow of your money.
You have to teach children about money intentionally - create teachable moments.
As parents, we teach our kids about things we feel competent in. That's why so many parents don't teach their kids about money.
Young people are capable, when aroused, of bringing down the towers of oppression and raising the banners of freedom.
Actually, it was only part of myself I wanted to kill: the part that wanted to kill herself, that dragged me into the suicide debate and made every window, kitchen implement, and subway station a rehearsal for tragedy.
What does it take to be the first female anything? It takes grit, and it takes grace.
My wheelchair was the key to seeing all this happen—especially since God’s power always shows up best in weakness. So here I sit … glad that I have not been healed on the outside, but glad that I have been healed on the inside. Healed from my own self-centered wants and wishes.
Never despair, but if you do, work on in despair.
To anyone out there who has ever been assaulted: You will never be alone. You are never alone. We have your back. I've got your back.
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